The Dodd-Frank Wall Street Reform and Consumer Protection Act is legislation that was passed by the U.S. Congress in response to financial industry behavior that led to the financial crisis of 2007–2008. It sought to make the U.S. financial system safer for consumers and taxpayers.

The Dodd-Frank Act, officially called the Dodd-Frank Wall Street Reform and Consumer Protection Act, is legislation signed into law by President Barack Obama in 2010 in response to the financial crisis that became known as the Great Recession.

The Dodd-Frank Act initiated a broad range of reforms affecting nearly every aspect of the financial system with the goal of preventing a repeat of the 2008 crisis and the need for future government bailouts. The Act also sought to establish additional protections for consumers.

The Dodd-Frank Act, officially titled The Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 4173), is a massive United States federal law enacted on July 21, 2010, which makes sweeping reforms to the operations of all federal financial regulatory agencies, as well as most areas of the U.S. banking and lending industry.